Personal Accident Cover

At Home Auto Smart, we understand that accidents can happen anytime, and their impact can be both emotional and financial. Our Personal Accident Cover Services provide essential financial protection for you and your family in case of accidental injuries, disability, or unfortunate death. This coverage ensures that you and your loved ones remain financially secure during difficult times.

Our Personal Accident Cover Services

Accidental Death Benefit:   Provides a lump sum payout to your nominee in the event of your accidental death, ensuring your family’s financial stability.

Permanent Total Disability Cover:   Compensation is provided if you suffer from permanent disability due to an accident, helping you manage long-term financial needs.

Permanent Partial Disability Cover:   Offers financial support if an accident results in partial disability, such as loss of a limb, eyesight, or mobility, affecting your earning capacity.

Temporary Total Disability Cover:   Provides weekly income compensation if you are temporarily unable to work due to accident-related injuries.

Medical Expense Reimbursement:   Covers hospitalization, surgery, and treatment costs arising from accidental injuries, reducing the burden of medical bills.

Additional Benefits:   Options to extend coverage for ambulance charges, daily hospital cash, and education benefits for dependent children.